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Yo Money has introduced Domestic Money Transfer Business opportunity for all its retailers to assist customers who want to send money to their near ones. This unique model aims at helping the migrants and underbanked population of India. Operating your own money transfer agency will give a boost to your earnings, and will increase the customer walk-ins.

Yo Money has developed this DMT platform to fulfil the money transfer and cash deposit need of migrant labours, daily wage workers, unbanked or under-banked masses of India. Instead of accessing smartphones and internet, this product enables end customers to deposit cash through our technology driven agents. Our agents are available in non-banking hours, holidays and even in festive occasions. Agents transfer money to beneficiary’s bank account through IMPS or NEFT using out DMT platform. We collect some minimum data of customers as per regulations of RBI.

Yo Money’s wallet system is linked with multiple bank’s IMPS switch to operate Domestic Money Transfer smoothly. Our Domestic Money Transfer or DMT is the most robust way to deposit cash within 15 seconds in any bank account across India through sender’s mobile number only.

How does DMT Works?

With Yo Money you have the opportunity to run an online money transfer agency from your outlet and be able to transfer money to any Bank Account across the country. Domestic money remittance is very easy, all you need to do is:

  • Collect the customer’s mobile no,
  • Beneficiary bank account number,
  • Bank name, IFSC code,
  • Amount to be transferred to the customer.
  • Complete the transaction by entering details
  • The customer account will be credited instantly and the customer will also be notified via SMS with the details of the transaction in real-time.



Transfer money to any bank account in the country


The sender need not have a bank account, just an active mobile number.


A customer can transfer upto Rs.25,000 per month using a single unique phone number


Service available 24/7, irrespective of banking hours.


Can provide the facility even on days where there is Bank holiday.


Immediate confirmation to sender via SMS.


Verified and secured account transfers.


Multiple level authentication ensures the safety of each transaction.

Benefits to DMT agent

Retailer opens a wallet on behalf of sender through an OTP based verification of sender’s mobile number. Bank account or any other details of sender is not required for DMT. No need to visit bank branch or CDMs and wait for hours to deposit money. Cash Deposit can be done through any authorized points of Yo Money in India. This service is available 24X7 and in holidays also

  • Great Income opportunity without any investment.
  • It can attract more customers to your outlet by improving your service portfolio.
  • Save time conduct transactions through Yo Money Mobile App or Web Portal.
  • Instant and real-time commission on every transaction.
  • Multiple banks are integrated into the Yo Money system to ensure 0 downtimes.

Benefits to customer

  • Secure, easy and quick transfer of money to any bank in india
  • No need to visit a bank, fill up forms, or have an account in the same bank to send money
  • Transfer money anytime, even on bank holidays
  • Only the recipient's account number, your mobile phone and otp are needed to send money

Why Yo Money

  • We have the least charges in the industry.
  • Integrated with multiple banks in India to ensure 99.9% uptime.
  • Save time by conducting transactions through Yo Money Mobile application or Web Portal.
  • The money transfer services franchise associated with us gets instant and real-time commission on every transaction credited to their Yo Money wallet.
  • Our secure, instant and easy domestic service allows you to send money to any bank account in India in a fast and seamless manner.
  • Our experienced service personnel are equipped to handle all queries.
  • Seamless process designed to reduce transaction time and effort using our portal.

Activation Process

Any new or existing business partner can do money transfer agent registration with a simple documentation process. You need to submit your PAN Card and Aadhar Card and fill the form. On every transaction, the retailer earns a handsome income!

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